As a fencing contractor, you are responsible for third party bodily injury and property damage that occurs due to your activity or that of your business.
Third parties can include:
- The general public (for example someone lawfully on your premises or on your work site)
- Your customers, their property, and their possessions
- Suppliers and contractors
The financial costs of being held liable for third party injury or damage can be so great, that not having public liability insurance could easily cripple your business.
In many cases, public liability insurance is a mandatory legal requirement for an industry, or a prerequisite demanded by a client.
Public Liability Insurance gives you the peace of mind that if a claim arises from an accident as a result of your negligence, that occurs anywhere in Australia (either at your work or at another location), you and your business are protected from the prospect of financial loss or ruin.
Don’t wait until your insurance renewal is due:
It is important to take the time to seek advice to assess your situation and work out the cover that best suits your needs.
As well as a range of general insurance products, Gallagher is also offering all FENCiT members a free, no-obligation insurance review to make sure you have the right cover for your business’s unique risks, including personal insurance needs.
Visit the dedicated FENCiT insurance web portal for more information or you can call Jamie Lansdown on 0409 406 844.
A simple review with Gallagher could save you time and money.
This article was first published in The Fence magazine.