That’s a good question!
By: John Apter – Gallagher
Insurance isn’t necessarily front of mind for most business operators. FENCiT members usually have plenty of other things to concern themselves with.
But insurance is a bit like a parachute. You may not need to use it too often – but when you do, you need to make sure that it works properly.
So the advice from Gallagher, FENCiT’s new insurance partner, is to take some time to have your insurance reviewed.
“We call it an insurance health check,” says John Apter from Gallagher.
“It’s a quick and simple process, which could save FENCiT members a lot of time and money, as well as providing peace of mind in knowing that they have the cover they need in the event of things going wrong.”
As a minimum, FENCiT members would need the following covers :
- Public Liability
- Loss or damage to tools
- Income protection for self-employed members
- Workers compensation for members who employ staff
But depending on the size or complexity of your business, there are other insurance products that may be worth considering, including business interruption insurance, cyber protection and management liability.
Gallagher can also assist FENCiT members, their staff and families with personal insurances such as motor, home and contents.
Gallagher can provide FENCiT members with free advice or a no-obligation insurance health check upon request.
A simple review with Gallagher could save you time and money and, most importantly, make sure that your parachute works when you need it.
This article was first published in The Fence magazine.